Profit & loss statement

last update  12/02/2020
 
 
P&L - Quarterly (millions of euros)4Q 20181Q 20192Q 20193Q 20194Q 2019
Net interest income15.715.917.720.320.1
Commission income175.0208.0216.5208.6247.9
Commission expense-74.7-91.1-93.3-94.3-99.1
Net commissions100.3116.9123.2114.3148.8
Net income (loss) from trading activities1.33.70.23.34.1
Dividends0.80.31.90.00.7
Net banking income118.1136.7142.9137.9173.8
Staff expenses-21.5-21.8-23.2-22.6-29.6
Other general and administrative expense-49.0-35.2-36.2-38.9-52.4
General and administrative expense-70.5-57.0-59.5-61.5-82.0
Depreciation and amortisation-3.0-6.8-7.0-7.4-8.8
Other net operating income (expense)20.313.715.614.025.3
Net operating expenses-53.2-50.0-50.8-54.8-65.5
Operating profit64.886.792.183.1108.3
Net adjustments for impair. loans and other assets -1.24.0-5.1-1.1-3.1
Net provisions for liabilities and contingencies-11.2-9.3-7.0-5.8-15.5
Equity (loss) on equity investments-0.3-0.10.0-0.2-1.6
Profit before taxation52.181.479.975.988.1
Direct income taxes-7.8-14.7-13.7-12.7-12.0
Income/(losses) after tax on assets held for sales0.00.00.00.00.0
Minorities interest0.00.00.00.00.0
Net profit44.366.666.263.276.1
Cost/income ratio42.5%31.6%30.7%34.4%32.6%
EBITDA67.993.599.190.4117.1
 
  Profit&Loss (Quart.)12/02/2020  xls - 34.50 Kb
 
P&L - YTD (millions of euros) 31-Dic-18 31-Mar-19 30-Jun-19 30-Sept-19 31-Dec-19
Net interest income60.015.933.653.974.0
Commission income741.7208.0424.5633.1881.0
Commission expense-353.6-91.1-184.4-278.7-377.9
Net commissions388.0116.9240.0354.4503.2
Net income (loss) from trading activities21.83.73.97.211.3
Dividends2.30.32.22.22.9
Net banking income472.1136.7279.7417.5591.3
Staff expenses-84.2-21.8-45.0-67.6-97.2
Other general and administrative expense-162.5-35.2-71.4-110.3-162.7
General and administrative expense-246.7-57.0-116.4-177.9-259.9
Depreciation and amortisation-9.3-6.8-13.8-21.2-30.0
Other net operating income (expense)59.413.729.443.468.7
Net operating expenses-196.6-50.0-100.9-155.7-221.2
Operating profit275.686.7178.8261.8370.2
Net adjustments for impair. loans and other assets -7.34.0-1.1-2.3-5.4
Net provisions for liabilities and contingencies-48.1-9.3-16.3-22.1-37.6
Equity (loss) on equity investments-0.4-0.1-0.1-0.2-1.9
Profit before taxation219.881.4161.3237.2325.3
Direct income taxes-39.6-14.7-28.5-41.2-53.2
Income/(losses) after tax on assets held for sales0.00.00.00.00.0
Minorities interest0.00.00.00.00.0
Net profit180.166.6132.8196.0272.1
Cost/income ratio39.7%31.6%31.1%32.2%32.3%
EBITDA284.993.5192.6283.0400.1
 
  Profit&Loss (YTD)12/02/2020  xls - 34.50 Kb
 
        
P&L - Yearly (millions of euros)20152016201720182019
Net interest income66.258.761.460.074.0
Commission income652.0604.7760.5741.7881.0
Commission expense-281.2-295.7-348.7-353.6-377.9
Net commissions370.8309.0411.7388.0503.2
Net income (loss) from trading activities25.832.815.321.811.3
Dividends3.12.02.72.32.9
Net banking income465.9402.4491.3472.1591.3
Staff expenses-80.9-80.5-84.8-84.2-97.2
Other general and administrative expense-134.0-140.1-149.8-162.5-162.7
General and administrative expense-215.0-220.6-234.6-246.7-259.9
Depreciation and amortisation-5.3-5.9-8.1-9.3-30.0
Other net operating income (expense)44.744.554.959.468.7
Net operating expenses-175.6-182.0-187.9-196.6-221.2
Operating profit290.3220.4303.4275.6370.2
Net adjustments for impair. loans and other assets -6.5-0.8-5.4-7.3-5.4
Net provisions for liabilities and contingencies-45.6-34.7-59.2-48.1-37.6
Equity (loss) on equity investments0.0-0.1-0.2-0.4-1.9
Profit before taxation238.2184.8238.6219.8325.3
Direct income taxes-34.7-28.9-34.5-39.6-53.2
Income/(losses) after tax on assets held for sales0.00.00.00.00.0
Minorities interest0.00.00.00.00.0
Net profit203.6155.9204.1180.1272.1
Cost/income ratio36.5%43.7%36.6%39.7%32.3%
EBITDA295.7226.3311.5284.9400.1
 
  Profit&Loss (Yearly)12/02/2020  xls - 34.00 Kb
 
Generali Group
Numero Verde 800-155155